This special feature from the Mid-November 2014 issue of Investment Executive examines such topics as; why your older clients should remain invested in equities, working in retirement, retiring in debt, strategies for snowbirds and much more.
November 7, 2014Peter Drake, senior vice president of retirement and economic research at Fidelity Investments Canada, discusses the changing face of retirement and how longer lives and lower interest rates are creating challenges for investors.
There are many errors that clients make while planning for their retirement. Many are related to their finances - including poor cash-flow planning and taking on too much debt - and stem from not being prepared emotionally for this phase
RRSP season can bring on a hectic schedule of client meetings, late nights and other obligations. If you aren’t prepared, you could be left feeling overwhelmed and exhausted. And that can be bad for business. “When we get stressed and fatigued, we are more susceptible to being forgetful, moody and irritable,” says Jordan Friedman, stress-management […]
Make sure clients over the age of 65 take steps to trigger the pension income credit. The often overlooked credit can present tax-planning opportunities
Investing statistics consistently show that continuing to hold equities during the long decades of retirement - with an eye to prudence - is a better choice than giving in to fear and playing it too safe
Longer, more vigorous lives, combined with increasingly unpredictable markets and interest rates, demand flexibility, resourcefulness and expertise from financial planners
For many clients, working while collecting government and pension benefits is an appropriate solution to an income shortfall
There are various strategies that you can employ to ensure that clients' retirement savings last longer - and that they pay less taxes in the process. But you need to keep in mind that every client's situation has to be assessed individually
Although bond funds can be unpredictable, and generally perform less well than equities, careful selection and an eye on factors such as interest rates and inflation or deflation can do much to balance a retirement portfolio
There are a plethora of fixed-income ETFs, ranging from index trackers to more specialized products, that offer benefits such as liquidity and low management fees for clients
Follow our coverage of Bridging Finance Inc., a portfolio manager and exempt market dealer based in Toronto.
We dive into the intricacies of ETFs and investigate how the market is responding to recent trends.
The cease-trade order on all 11 ETFs from Emerge Canada Inc. represented the first time such an order had been placed on a family of…
