Longer lives are transforming financial advice. This special feature from the Mid-November 2015 issue of Investment Executive examines such topics as helping single retirees, using insurance-based income products, helping clients manage debt in retirement, planning for longevity and much more.
November 23, 2015Darren Coleman, senior vice president and portfolio manager at Coleman Wealth/ Raymond James, the challenges of investing in retirement and the need for clients to hold stocks.
Determining how much is enough, how much is too much, and how fast to spend it in retirement
Many parents are helping their adult children financially - to the point that some are even delaying retirement. You can help by setting up family meetings and promoting financial literacy
Persuading baby boomers and retirees to leave the advisor with whom they have a relationship is a tough sell - unless you can prove that your expertise will make the switch worthwhile
With the rising flexibility of exchanged-traded funds (ETFs), it now is possible to build portfolios for retired clients using only ETFs. Two experts show how to create yield and control risk with ETFs that deliver asset allocation and regional diversity
The challenge for advisors with older clients is to position them with the amount of stock exposure that meets both their financial requirements and their risk tolerance
Families in which one spouse has no or little independent income may find that using a spousal RRSP remains a helpful way to split income. Knowing that the non-earning spouse has assets in his or her own name also can be a comfort
As a financial advisor, you are not permitted to act as executor for your clients. You can, however, offer valuable advice in helping your client select an appropriate person and avoid serious problems in the settlement of an estate
Selling the family home and renting in retirement can be an appealing idea: running a household becomes more convenient and bank accounts benefit from the generation of capital. However, these are only a few of the factors that play into what is a huge decision for most clients. Emotions, habit and the desire to stay […]
Older clients who remarry should tread carefully, especially if they are bringing significant assets into the relationship. In many cases, a marriage contract or pre-nuptial agreement is advisable
Follow our coverage of Bridging Finance Inc., a portfolio manager and exempt market dealer based in Toronto.
We dive into the intricacies of ETFs and investigate how the market is responding to recent trends.
The cease-trade order on all 11 ETFs from Emerge Canada Inc. represented the first time such an order had been placed on a family of…
