Ask if they can afford the costs of being critically ill
Simpler, cheaper alternative to comprehensive plans covers four major conditions
Almost six in 20 working adults believe the financial impact of suffering a critical illness would be very serious
New products aim to provide more options and flexibility
Firm denied benefits on basis that client misrepresented his medical history
Group insurer says it will cover auto-immune diseases and 40 critical illnesses
Lifecheque boasts enhanced features and improved rates
TD Insurance study finds individuals would need an average of $45,609 in savings if they cannot work for a year
Despite some uncertainties, recent developments have made critical illness insurance more attractive to some clients
