Retirement spending needs are complex and shifting, research finds
The fund aims to provide returns with lower correlations to major equity and bond indexes
Investment plans need to be flexible, but don't abandon tested strategies
The wealth gap, low interest rates and climate change pose major challenges
The new fund offers investors a target payout of 4% per year
Retirees will need more savings, higher returns to fund their needs
A paper from the C.D. Howe Institute makes several recommendations
The latest Sun Life Barometer found 72% of Canadians aren’t living the retirement they expected
Industry more focused on VPLAs than ALDAs
The advisor's job includes making sure a client's portfolio can fund future expenses